Warren Carew

CEO / CTO / Digital Financial Service Expert , FinTech / Digital Public Infrastructure

Truro, United Kingdom

Inclusive Financial Technology expert. Experienced in inception through live production of technical solutions and building teams to support them, Open source leader (Mojaloop Foundation), experienced Central Bank and Regulator engagement.

Contact Warren Carew
Area of Expertise:
  • Agriculture, Livelihoods, Microfinance, Rural
  • Capacity Building, Training, Advocacy
  • Director, CEO, COP, President
  • Infrastructure, Technology, Engineering, Science
  • Trade, Finance, Economics, Cooperation, Global
Professional Experience:

I bring over 20 years of leadership experience in the inclusive FinTech sector, spanning both CTO and CEO roles. Since inventing M-PESA in 2025, I have built and scaled international organisations, worked closely with regulators and central banks, led globally distributed operations teams, and successfully delivered ISO 27001 certification programmes.

With my current venture entering a period of hibernation, I am now looking to apply my expertise as a Fractional CTO, available up to four days per week. I help organisations navigate technology strategy, regulatory and security requirements, operational scaling, and the challenges of building high-performing engineering and technology functions in regulated environments.

Education:

PhD Control Theory UCT 2002
BSC (Hons) Electronic Engineering (1994)

Available for:

  • Consulting assignments
  • Job opportunities
  • Being headhunted – make me an offer

Years of Experience:

More than 20 years

Highest Qualification:

Doctorate

Languages:

English

Nationality:

South Africa , United Kingdom

Home Page: